How to set UPI PIN without a debit card?

By ⋅ October 9th, 2020

UPI PIN is a four to a six-digit number that you’ve to set during linking the bank account with UPI. To set the PIN you’ve to proceed with debit card details.

UPI

But sometimes users don’t want to use their debit card details for safety issues, or they never had a debit card issued by the bank. In this case, is there any way to get UPI PIN without a debit card? Unfortunately, there is no other way to set a UPI PIN without a debit card. A debit card is required to verify your authenticity.

So without a debit card you can not set UPI PIN.

RuPay

If you worry about debit card charges, you can opt for the cheapest debit card and contact your bank to issue a RuPay debit card which is way cheaper.

Debit cards of MasterCard and VISA cost more due to foreign services. RuPay was created to secure the electronic payment and settlement system in India. This nullifies any charges and costs involved in debit card transactions.

So you need to request at least a RuPay debit card to set UPI PIN.

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Atul is a creative blogger who loves to do experiments with the most modern business initiatives and technological trends like automation, artificial intelligence, cloud and edge computing, computer hardware and networking, data science, and the internet of things. He holds a business management degree hence he shares crucial business insights like finance, investments, and marketing (including offline as well as online marketing).

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