Once you achieve the financial strength you had envisioned all your life, the next big step is buying a house you can call your own. Hence, investing in a house is a big decision and a major milestone in anybody’s life. A home loan can serve as the financial means to have your own house. […]
Learn everything about credit scores – what they are, how they’re calculated, why they matter, and tips to improve yours. Navigate the world of credit confidently for a healthier financial future.
Discover the efficient ways to use a credit card to maximize benefits, avoid excessive debt, and maintain a healthy credit score.
It is common knowledge that one must invest money if they want to create more. This saying is especially applicable to businesses. In the case of a business, the infusion of an adequate amount of capital facilitates growth, profitability, and longevity.
Most of new credit card holders think that overpaying the credit card balance may improve their credibility and credit scores, but that’s not true at all. Instead, it does nothing extra benefit to credit score. It is true that credit card payment history also counted towards the calculation of credit score, but more things are […]
There will come a moment in your life when you will need to get a personal loan from a bank so as to finance some types of expenses that have come your way. If you were in a rush when trying to get that loan, chances are that you might have agreed on some terms […]
Do you know your money? Have you any plan to manage your money? Below are some noteworthy questions everyone should be able to answer about their money. Does your employer match any of your retirement contributions and are you getting the full match? Many employers offer to match all or a portion of the money […]
You never intended for things to get so out of hand. Yet here you are, with unmanageable credit card debt. Did you know that, if handled properly, debt relief can rid you of your albatross? Here’s what you should know about credit card debt relief. What is debt relief? Debt relief could mean erasing the […]
People tend to either be anxious about their credit rating and obsess about it or have no clue as to what their score is. Both can be dangerous as it is important to have an idea of what your rating is, but you also need to know that there are always ways to improve it […]
Purchasing high-value items like gadgets, consumer electronics, or household accessories, has become much easier nowadays due to the availability of flexible payment options. The topmost choice among these is the easy finance EMI option available with the best business credit cards in India from leading players such as SBI, HDFC, and ICICI. This option allows […]
A credit score is simply a three-digit number. It allows banks or financial institutions or other lenders to gauge the financial strength of their borrowers. It also enables them to guess if the borrower has the ability to pay back the loan at its accrued interest within the stipulated time. For example, if you have […]
The hospitality industry is one of the competitive niches. According to Statista, there were more than 660,000 restaurants in the spring of 2018. If you think that is startling enough, some 11,000 independent restaurants closed their doors in 2017. Generally, the main concern with a majority of the restaurant owners is how to get financing […]