Banking

  • How can banks and fintech help consumers cope with inflation?

    How can banks and fintech help consumers cope with inflation?

    Banks, as we all know, used to deposit and lend money. Similarly fintech companies, also known as financial technology companies, are businesses that use technology to improve and automate financial services. These companies have disrupted traditional financial institutions by offering more efficient and convenient solutions to customers. In this article, we will discuss the five […]

  • Is investing in SBI FDs safe?

    Is investing in SBI FDs safe?

    SBI fixed deposits are safe investment avenues for investors looking for assured returns. Get to know more about the SBI FD rate of interest, features and more.

  • What is a Neobank?

    What is a Neobank?

    Neobanking has become a buzzword in the fintech industry, and it is taking over the traditional banking as younger generation is adopting it on a global level. Neobank gained the traction since it has been in the limelight on the news and media, and lockdown was the biggest reason why it becomes so famous in […]

  • How to start a Neobank? 4 steps to follow

    How to start a Neobank? 4 steps to follow

    Neobanks or digital-only banks are in trend these days. They offer you a wide range of banking services. Plus, there is no need to visit a physical branch at all for anything. Also, this brought a new industry with it, which many entrepreneurs want to get into. So the question is, how to start a […]

  • Does a fixed deposit counted towards the saving account’s minimum balance?

    No, a fixed deposit does not count towards the minimum balance. I do have to appreciate you, if you come to this article searching such a logical question. The minimum balance requirement is for Saving Accounts (and Current Accounts), it is not waived if you do any other business dealings with the bank. Technically, a […]

  • How to set UPI PIN without a debit card?

    How to set UPI PIN without a debit card?

    UPI PIN is a four to a six-digit number that you’ve to set during linking the bank account with UPI. To set the PIN you’ve to proceed with debit card details. But sometimes users don’t want to use their debit card details for safety issues, or they never had a debit card issued by the […]

  • Money Transferred Through UPI But the Receiver Did Not Get it? No Need to Panic

    Money Transferred Through UPI But the Receiver Did Not Get it? No Need to Panic

    The UPI (Unified Payment Interface) is a Government-backed payment interface that allows users to transfer money between bank accounts. You can use UPI for making all sorts of payments within India in any bank without any charges. It’s a mobile-based payment system developed by the NPCI (National Payments Corporation of India) to enhance the Digital […]

  • In which month bank give interest?

    In which month bank give interest?

    Indian banks credit or give interest to their savings accounts quarterly starting from 1st April to 31st March. The date is not fixed and varies from bank to bank. However, every bank tries to credit the earned interest as soon as possible based on the average maintained sum on their decided term. Quarter Months Credit […]