There will come a moment in your life when you will need to get a personal loan from a bank so as to finance some types of expenses that have come your way. If you were in a rush when trying to get that loan, chances are that you might have agreed on some terms… continue to read
In life, one can face a situation of tight cash flow at a time of money required for big-ticket expenses, both for personal and business use. A loan against property can be beneficial at such a stage, opt for a mortgage loan from Standard Chartered for a sizable amount at an economical interest rate. Unlike… continue to read
Adding a debt component to your financial portfolio is a considerable step. You will hear enough advice on matters relating to loans and why you should do certain things to pick an option or avoid another one altogether. Clubbed together, these pieces of advice can cloud your judgement about loans and form different myths. Now,… continue to read
Getting a personal loan has become quite simple these days. All you have to do is go online and make an application. The new-age fintech companies offer instant online loans that can reach you in as early as 24 hours. The documentation process is simple too and these days you can get your loan simply… continue to read
One of the most daunting things about going to college is figuring out student loans. This is especially true if you are trying to compare federal versus private loans. Private loans are a great option if your federal loans don’t cover your education cost. There are a few things you should know about these loans.… continue to read
Cash-crunch can drain your finances for many reasons, like a medical crisis or ambiguous business outcomes. You tend to look towards reserve funds or other resources from where you can get immediate financial help. Especially during the outbreak of Coronavirus, there have been significant changes in everyone’s lives. Medical crisis, pay cuts, and cash crunch… continue to read
A credit score is simply a three-digit number. It allows banks or financial institutions or other lenders to gauge the financial strength of their borrowers. It also enables them to guess if the borrower has the ability to pay back the loan at its accrued interest within the stipulated time. For example, if you have… continue to read
The hospitality industry is one of the competitive niches. According to Statista, there were more than 660,000 restaurants in the spring of 2018. If you think that is startling enough, some 11,000 independent restaurants closed their doors in 2017. Generally, the main concern with a majority of the restaurant owners is how to get financing… continue to read
Finding a commercial property to house your business is a big step, and should be entered into carefully. Before choosing a property, you need to do your research and ask yourself some questions to make sure you’re ready for such an important step in your business life. Is Area Good? The best place to start… continue to read
There are numerous reasons why you need to borrow money. For those with a high credit score, you may not have difficulty in acquiring a low-interest rate loan. However, a bad credit rating makes it quite challenging to qualify for such loans. The picture below shows the credit ratings and their interpretations. Since it can… continue to read
