10 Things You Should Have in Place Before You Turn 30
Most of the 90s kids would be pushing towards the age of 30 now. From the carefree college days to the more careful and responsible adult life, turning 30 is an important milestone. It’s when we shed the casual mode of living and get more serious about savings, employment, security, and family. Here are 10… Read More »
Effective Ways to Fix Your Credit Score
A credit score is simply a three-digit number. It allows banks or financial institutions or other lenders to gauge the financial strength of their borrowers. It also enables them to guess if the borrower has the ability to pay back the loan at its accrued interest within the stipulated time. For example, if you have… Read More »
How to Get a Restaurant Loan? Everything You Need to Know
The hospitality industry is one of the competitive niches. According to Statista, there were more than 660,000 restaurants in the spring of 2018. If you think that is startling enough, some 11,000 independent restaurants closed their doors in 2017. Generally, the main concern with a majority of the restaurant owners is how to get financing… Read More »
How to Acquire a Loan with a Low Credit Score?
There are numerous reasons why you need to borrow money. For those with a high credit score, you may not have difficulty in acquiring a low-interest rate loan. However, a bad credit rating makes it quite challenging to qualify for such loans. The picture below shows the credit ratings and their interpretations. Since it can… Read More »
Small Business Loans Offered by the Government of India
India stands 3rd alongside US and UK nurturing world’s largest start-up base, as confirmed by NASSCOM in its 2016 Report. The country boasts around 40 million Small and Medium Enterprises (SMEs) including both registered and non-registered entities involved in different sectors comprising IT, manufacturing, food processing, and packaging. These SME’s can be referred to as… Read More »
7 Types of Loans You Should Know About if You Own a Business
There are many factors that go into owning a business. You have to effectively manage and hire new employees, look toward the future of the company, and much more. One of the most important areas of business ownership is finance. Finance covers a variety of topics including payroll, investments, and sales revenue. As a business… Read More »