#Banking

Does a fixed deposit counted towards the saving account’s minimum balance?

No, a fixed deposit does not count towards the minimum balance. I do have to appreciate you, if you come to this article searching such a logical question. The minimum balance requirement is for Saving Accounts (and Current Accounts), it is not waived if you do any other business dealings with the bank. Technically, a […]

How to set UPI PIN without a debit card?

UPI Logo Transparent

UPI PIN is a four to a six-digit number that you’ve to set during linking the bank account with UPI. To set the PIN you’ve to proceed with debit card details. But sometimes users don’t want to use their debit card details for safety issues, or they never had a debit card issued by the […]

Money Transferred Through UPI But the Receiver Did Not Get it? No Need to Panic

UPI Logo Transparent

The UPI (Unified Payment Interface) is a Government-backed payment interface that allows users to transfer money between bank accounts. You can use UPI for making all sorts of payments within India in any bank without any charges. It’s a mobile-based payment system developed by the NPCI (National Payments Corporation of India) to enhance the Digital […]

In which month bank give interest?

Interest

Indian banks credit or give interest to their savings accounts quarterly starting from 1st April to 31st March. The date is not fixed and varies from bank to bank. However, every bank tries to credit the earned interest as soon as possible based on the average maintained sum on their decided term. Quarter Months Credit […]

Online Banking Security Measures to Keep Fraudsters Away

Online Banking

There is so much banking work handled online these days that there is no skipping the fact that will be beneficial to have safety know-how on internet usage. The widespread use of online banking has made the life of a lot of account holder highly easy. There is no need to rush to the bank […]